The real cost of trading, calculated
The headline “low spread” a broker advertises is only half the story. What actually leaves your account is spread + commission, multiplied by how big you trade and how often. Enter your own trading pattern below and this tool works out the estimated annual cost at every broker in our dataset, ranked cheapest first — using each broker's published EUR/USD spread and per-lot commission.
1 standard lot = 100,000 units of EUR/USD.
Round trips (one buy + one sell) per month.
Cheapest in our set
RaiseFX
≈ €720 per year
Cheapest vs most expensive
€5,760 / year
The gap between the cheapest and priciest broker on these inputs.
How the cost is calculated
For each broker we compute the round-trip cost of one standard lot (100,000 units) of EUR/USD:
Cost per lot = (spread in pips × €10 per pip) + commission per lot
Annual cost = cost per lot × lots per trade × trades per month × 12
A pip on a standard EUR/USD lot is worth about €10, and commission is the broker's stated charge per standard lot. Spread is a typical figure, not a guaranteed one — real spreads widen around news and in thin liquidity, and commissions can vary by account type. Treat the output as a like-for-like estimate for comparison, not an exact bill.
The information on Trding.io is for general information only and is not investment advice.