RaiseFX vs XM: Which is better in 2026?
A neutral, side-by-side comparison of RaiseFX and XM on the criteria that matter — regulation, fees, leverage, platforms and withdrawal speed. Scores are objective and never influenced by affiliation.
| RaiseFX | XM | |
|---|---|---|
| Overall score | 4.7 / 5 | 4.3 / 5 |
| Minimum deposit | €50 | €5 |
| EUR/USD spread | 0.3 pips | 0.6 pips |
| Regulation | FSCA (South Africa) | ASIC (Australia), CySEC (Cyprus), DFSA (Dubai), FSC (Belize) |
| Max leverage | 1:500 | 1:1000 |
| Platforms | MT5 | MT4, MT5 |
| Withdrawal time | Instant / same day | 2 business days |
| Trustpilot | 4.6/5 (1,450) | 4.2/5 (3,600) |
| Rating | ★★★★★★ | ★★★★★ |
Our verdict
RaiseFX edges ahead on fees (spread + commission), finishing with an overall neutral score of 4.7 versus 4.3 for XM. That said, the gap is narrow and depends on your priorities: XM still comes out ahead on minimum deposit, so traders who weight that most highly may prefer it. Both are credible, vetted options — check regulation, fees and withdrawal terms against your own needs before choosing.
Read the full RaiseFX review or the XM review.