Fxcess vs Trade12: Which is better in 2026?
A neutral, side-by-side comparison of Fxcess and Trade12 on the criteria that matter — regulation, fees, leverage, platforms and withdrawal speed. Scores are objective and never influenced by affiliation.
| Fxcess | Trade12 | |
|---|---|---|
| Overall score | 4.3 / 5 | 2.1 / 5 |
| Minimum deposit | €100 | €250 |
| EUR/USD spread | 0.6 pips | 1.6 pips |
| Regulation | CySEC (Cyprus), MISA (Comoros) | Unauthorised (FCA Warning List — Global Fin Services Ltd) |
| Max leverage | 1:400 | 1:400 |
| Platforms | MT4, MT5, WebTrader | MT4, WebTrader |
| Withdrawal time | 2 business days | 10 business days |
| Trustpilot | 4.1/5 (480) | 2.1/5 (180) |
| Rating | ★★★★★ | ★★★★★ |
Trade12
Firm named on the FCA Warning List of unauthorised firms.
Not recommendedOur verdict
Fxcess edges ahead on platforms, finishing with an overall neutral score of 4.3 versus 2.1 for Trade12. That said, the gap is narrow and depends on your priorities: Trade12 still comes out ahead on fees (spread + commission), so traders who weight that most highly may prefer it. Both are credible, vetted options — check regulation, fees and withdrawal terms against your own needs before choosing.
Read the full Fxcess review or the Trade12 review.