Capital4it vs Trade12: Which is better in 2026?
A neutral, side-by-side comparison of Capital4it and Trade12 on the criteria that matter — regulation, fees, leverage, platforms and withdrawal speed. Scores are objective and never influenced by affiliation.
| Capital4it | Trade12 | |
|---|---|---|
| Overall score | 2.1 / 5 | 2.2 / 5 |
| Minimum deposit | €100 | €250 |
| EUR/USD spread | 1.7 pips | 1.6 pips |
| Regulation | Unregulated / regulator-warned | Unauthorised (FCA Warning List — Global Fin Services Ltd) |
| Max leverage | 1:500 | 1:400 |
| Platforms | MT5 | MT4, WebTrader |
| Withdrawal time | 7 business days | 10 business days |
| Trustpilot | 2.5/5 (95) | 2.1/5 (180) |
| Rating | ★★★★★ | ★★★★★ |
Capital4it
Website ordered blocked (oscuramento) by Italy's CONSOB as an unauthorised operator.
Not recommendedTrade12
Firm named on the FCA Warning List of unauthorised firms.
Not recommendedOur verdict
Trade12 edges ahead on fees (spread + commission), finishing with an overall neutral score of 2.2 versus 2.1 for Capital4it. That said, the gap is narrow and depends on your priorities: Capital4it still comes out ahead on minimum deposit, so traders who weight that most highly may prefer it. Both are credible, vetted options — check regulation, fees and withdrawal terms against your own needs before choosing.
Read the full Capital4it review or the Trade12 review.